A Comprehensive Guide To Annuities And Annuity Investing #annuity #definition, #annuities #investing, #annuity #guide

Posted On Oct 7 2017 by

# By Bill Broich What Are Annuities? In its simplest definition, an annuity is an amount payable annually. For our purposes, however, an annuity describes a contract offered by an insurance company that allows you to accumulate funds for retirement on a tax-deferred basis. Upon retirement, you ll receive income from the annuity that can be guaranteed by the insurer to last either a fixed number of years, or as long as you live. An annuity is neither life insurance nor a health insurance policy, and it s not a savings account or a bank Certificate of Deposit. Your value …


Annuity Product List – The largest database of annuity product information, rates and riders #riversource #flexible #annuity

Posted On Oct 6 2017 by

# Annuity Product List FoundationCore Plus GLWB Option 1 FoundationCore Plus GLWB Option 1 with Increasing Income FoundationCore Plus GLWB Option 2 FoundationCore Plus GLWB Option 2 with Increasing Income Guaranteed Lifetime Withdrawal Benefit (GLWB) Guaranteed Lifetime Withdrawal Benefit (GLWB) w/ Increasing Income Guaranteed Lifetime Withdrawal Benefit PA & HI Guaranteed Lifetime Withdrawal Benefit w/ Increasing Income PA & HI Income Focus Income Focus CA Income Focus with Increasing Income Retire X-Cel Retire X-Cel CA Savers Income 7 GLWB (Increasing Payout) Savers Income 7 GLWB (Level Payout) Midland National Life (Sammons Retirement Solutions) FoundationChoice Plus GLWB Option 1 FoundationChoice Plus …


EY 2017 US life-annuity insurance outlook – EY, life annuity.#Life #annuity

Posted On Sep 21 2017 by

# 2017 US life-annuity insurance outlook The coming year will be a year of continued disruption for the US life-annuity insurance market. The industry will remain in flux as customer demands evolve, digital technology advances and InsurTech innovation gains momentum. Today s low interest rate environment and slow growth will continue in 2017, as will the regulatory pressures on consumer protection, capital and cybersecurity. However, the Trump presidency adds another layer of uncertainty. With the Republicans now in control of the White House and both chambers of Congress, a sharp shift in economic and regulatory direction is likely. Trump s …


Annuity license #annuity #license

Posted On Sep 9 2017 by

# Annuity BREAKING DOWN ‘Annuity’ Annuities were designed to be a reliable means of securing a steady cash flow for an individual during their retirement years and to alleviate fears of longevity risk. or outliving one’s assets. Annuities can also be created to turn a substantial lump sum into a steady cash flow, such as for winners of large cash settlements from a lawsuit or from winning the lottery. Defined benefit pensions and Social Security are two examples of lifetime guaranteed annuities that pay retirees a steady cash flow until they pass. Types of Annuities Annuities can be structured according …


Annuity Payment (PV) Formula and Calculator #calculate #payment #annuity, #annuity #payment #formula, #annuity #payment, #annuity #payment #calculator

Posted On Aug 11 2017 by

# Annuity Payment (PV) The annuity payment formula is used to calculate the periodic payment on an annuity. An annuity is a series of periodic payments that are received at a future date. The present value portion of the formula is the initial payout, with an example being the original payout on an amortized loan. The annuity payment formula shown is for ordinary annuities. This formula assumes that the rate does not change, the payments stay the same, and that the first payment is one period away. An annuity that grows at a proportionate rate would use the growing annuity …


Cool math #annuity #math

Posted On Aug 11 2017 by

# Online Math Dictionary: A Acceleration Acceleration is the change in something’s speed (velocity). When you are speeding up, you are accelerating. When you are slowing down, you are “accelerating” – well, that’s what they’d say in a Physics class, but we say “decelerating .” Acre An acre is a unit of measure used for measuring land in the United States. An acre is 43,560 square feet or 4,840 square yards. Alternate interior angles When a pair of parallel lines is intersected by a transversal (like in the diagram on the right), angles C and F are a set of …


Highest Annuity Rates in USA #annuity,fixed #annuity,variable #annuity,safe #investment, #annuities,compare #annuities,annuity #rates,annuity #quotes,annuity #advisors,retirement #plans,stocks, #mutual #funds

Posted On Aug 9 2017 by

# Your Consultation is Fast, Easy and Free: Our mission is to connect you to expert annuity advisors that will help you review your annuity options, give you clear answers to your questions and provide you with the annuities that best match your retirement objectives. You deserve the peace of mind that comes with resolving your retirement planning, so simply fill in the information above or call 1-800-208-2504 for your free consultation today. Retirement Planning with Annuities: Annuities are now in the mainstream of foundational conservative retirement planning. For many years, annuities have been pushed to the side by the …


Present Value of an Annuity #present #value #of #an #annuity, #pva, #present #worth #of #an #annuity

Posted On Aug 5 2017 by

# Present Value of Annuities An annuity is a series of equal payments or receipts that occur at evenly spaced intervals. Leases and rental payments are examples. The payments or receipts occur at the end of each period for an ordinary annuity while they occur at the beginning of each period.for an annuity due . Present Value of an Ordinary Annuity The Present Value of an Ordinary Annuity (PVoa) is the value of a stream of expected or promised future payments that have been discounted to a single equivalent value today. It is extremely useful for comparing two separate cash …


Structured Settlement Annuity Companies #structured #annuities, #structured #annuity, #structured #settlement, #structured #settlement #quotes, #structured #settlements, #structured #settlement #brokers, #settlement #planners, #life #insurance #company, #qualified #assignment, #non #qualified #assignment, #new #york, #ny, #omaha, #ne, #flushing, #newport #beach, #ca, #boston, #houston, #newark, #nj, #structured #settlement #brokers, #berkshire #hathaway #life, #columbia #insurance #company, #metlife, #allstate, #new #york, #hartford, #connecticut, #metropolitan, #prudential, #pacific #life, #liberty #mutual, #city #of #new #york, #first #berkshire #hathaway, #john #hancock #life, #american #general, #uslife, #barco, #united #states #life, #new #york #life, #symetra, #insurance #company, #connecticut, #ct

Posted On Aug 1 2017 by

Structured settlement annuities and/or periodic payment reinsurance is/are only available through licensed agents appointed with structured settlement authority by the underwriting life insurance company. An A.M. Best Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance and contract obligations. It is not a warranty of a company´┐Żs financial strength and ability to meet its obligations to policyholders. “Best’s Credit Ratings are under continuous review and subject to change and/or affirmation. Important Notice: See Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/notice. “ Financial ratings current as of the date …